Wednesday, August 22, 2012

Lofty Goals

I'm a goal-oriented person.  I enjoy (I know I'm a dork), making a to do list and seeing how much I can get accomplished.  It's nothing for me to have 3 or more to-do lists going at once.  One BIG item on a to-do list is paying off debt!

You'll recall on my "Promise of a New Year" post back in January, the hubs and I wanted to continue toward becoming debt free.  We're not there yet, but we're trying, and we'll get there one day.

If there's one thing I know, it's "slow and steady wins the race".  We've made progress (not as much as we had hoped) but progress is good and less debt is better!

Here are a few ways to help with progress in saving money/becoming debt free:

  • eat dinner/meals at home  (make a menu)
  • take your lunch to work rather than eating out
  • use coupons
  • shop sales, and make a budget for Christmas gifts
  • cash in your loose change and pay off debt (even if it's only $5, it's $5 less debt than you had the day before!)
These are only a few ways to help your family in becoming debt free.  Do you have other ideas?  What progress have YOU made in becoming debt-free??  OR--if you're already debt-free, how did you do it?  Give me some tips and tricks!



  1. You are doing well. Totally agree--slow and steady will "pay off"!
    Praying for contentment and focusing on what is really important helps, too. I know you do those things already! A hug to you....

  2. I can proudly say that my husband and I are debt free, with the exception of our home that we just purchased in June. It's hasn't been an easy journey and there have been plenty of sacrifices along the way but it's amazing to not have any of that looming over us. Our rule is we don't buy anything or finance anything we can't pay off in the next year. If we can't do that, then whatever it is will just have to wait (the exception again is our house). That's just how we do it and it's worked pretty well for us.


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